開戶、旅支

xmac

剛剛爬完了文還是有點昏頭

是這樣的
我帶了美國運通歐元5000旅支
準備在柏林待一年準時回台灣

我想開德意志銀行
然後去花旗兌換旅支(免手續費？)

請問這樣會比較好嗎？

因為我現金快用完了
旅支兌換可以當天拿到錢吧？

等德意志銀行開好了後
再把現金存進去
(等它開好收到ec卡、密碼還要等一個月？)

這樣會比較好嗎？

還有
我德文很糟幾乎不會
英文一個人去開戶ok吧？

melatonin

Sorry, no Chinese in office computer.

I just changed my American Express Traveller's Check yesterday.
According to Citi bank, the German branch of American Express was closed last month.
Therefore, one need to pay Eur 20 for changing every Eur 500.

So, I went to Reise Bank for changing my traveller's check. The processing fee is 1.5%, which is not perfect but acceptable.

Good luck

xmac

謝謝你的回覆！！
原來citibank沒有了害我還抱著免手續費的夢

請問兌換完是現金嗎？手續費是兌換金額總數的1.5??

感謝你！！我想趕快安頓好了 )

kayser

I live in Bonn from 1 Jul. When I arrive in Bonn, my German host took me the CITI bank. I have charged 10 EUR service charges because we met a bad guy for exchanging only 500 EUR for the 1st time. Half month after I go to CITI bank the 2nd time, I met a very nice guy. He did not charge me anything. Thus, I decide to exchange the 3rd time and the result is the same as the 2nd time. I think different rule dependent on the counter even at the same CITI bank. No one know the rule of service charge because I have no CITI bank account. But...But...when I go to the CITI bank the 4th time, I met the bad guy of the 1st time I exchanged and being charged 10 EUR. He told me after 1 Jul., there is commission fee if you have no CITI bank account. And he said the CITI bank is a international bank. If you have a CITI bank account, maybe he can transfer your money in your account. In that condition, there is no commission. My God! No rule in Germany... I have been charged 20 EUR (500-10=490 in Jul 2009, 500 in Jul 2009, 500 in Jul 2009, 500-10=490 in Aug 2009, respectively) So wish you meet a nice guy and hope you enjoy the German life. Don't care too much the money.

Good Luck for the person who the new coming!